CPA | QuickBooks & Xero Certified Bookkeeper | 25 Yrs Banking
Misamis Oriental, Cagayan de Oro, Philippines
I’m a Certified Public Accountant (active Philippine license) with over 25 years of banking and finance experience across Doha Bank (Qatar) and Philippine National Bank, including credit administration, AML/KYC compliance, operational risk, and internal audit. I bring that same discipline — accuracy, documentation, and attention to regulatory detail — to bookkeeping for small and mid-sized businesses. I’m a certified QuickBooks ProAdvisor and Xero Advisor, and I completed a full-cycle bookkeeping covering the complete accounting cycle: transaction categorization, bank and credit card reconciliation, accounts payable/receivable, payroll journal entries, month-end close, and financial statement preparation (P&L, balance sheet, cash flow). What I offer clients: *Clean, audit-ready books using QuickBooks Online or Xero *Monthly reconciliation and financial reporting. *Catch-up/cleanup bookkeeping for businesses behind on their books *A banking-trained eye for spotting discrepancies and control gaps. I’m based in Doha, Qatar, and work remotely with clients across time zones. I’m currently building my freelance practice and taking on new monthly bookkeeping clients as well as one-time cleanup projects.
MAB Financial Consultancy Services, part_time
Jun 2023 to May 2024
Set up a client's book of accounts in QuickBooks and managed the full accounting cycle from transaction entry through financial statement preparation, with additional foundational training in Xero. • Recorded transactions, prepared journal entries, and maintained the general ledger in QuickBooks. • Reconciled bank and credit card statements and resolved discrepancies. • Processed accounts payable and accounts receivable, including invoicing and bill payments. • Prepared trial balances, adjusting entries, and financial statements (income statement, balance sheet, cash flow statement). • Gained hands-on exposure to Xero, including chart of accounts setup, bank feed reconciliation, and reporting.
Doha Bank, full_time
May 2021 to Aug 2026
Managed financial documentation, account tracking, and reporting for the Wholesale Banking function, coordinating between Relationship Management and Credit Administration. • Reconciled a master credit tracker weekly, cross-checking entries against source documents to ensure data accuracy. • Processed and tracked financial paperwork (Facility Release Forms, Recovery Forms) for loan disbursements and recoveries, ensuring accuracy and SLA adherence. • Prepared periodic and ad hoc financial and performance reports for management, tracking turnaround times and pending transactions. • Consolidated financial, audit, and compliance data from multiple sources into clear, management-ready summaries. • Monitored service-level compliance across departments and flagged reporting or documentation discrepancies. • Supported process automation and digitization initiatives to improve reporting speed and accuracy.
Doha Bank, full_time
Sep 2007 to May 2021
Managed financial documentation and record-keeping for the Corporate and Commercial Banking division. • Maintained complete, accurate, and up-to-date financial and credit files in line with retention and compliance standards. • Reviewed financial documentation for completeness and accuracy prior to processing, catching errors before they reached final records. • Coordinated with Risk Management on account renewals and accurate system data entry. • Drafted financial correspondence and offer letters based on approved records. • Followed up with clients to collect and verify outstanding financial documentation.
Doha Bank, full_time
Oct 2006 to Sep 2007
Supported financial governance and internal control review across Head Office and branch levels. • Conducted control assessments verifying compliance with financial and operational procedures. • Analyzed discrepancies and losses to identify root causes, reporting findings to management. • Reviewed policies and procedures to identify gaps affecting financial control and reporting accuracy. • Managed user access to financial systems, ensuring appropriate controls were in place. • Maintained compliance with Basel II and Qatar Central Bank regulatory standards.
Philippine National Bank, full_time
Jul 2001 to Oct 2006
Conducted financial and operational audits, evaluating internal controls and reporting findings to support management decisions. • Examined financial transactions and records for compliance with policy, identifying and reporting deviations. • Evaluated internal controls and financial reporting effectiveness across branches and Head Office units. • Prepared audit findings, risk assessments, and summary financial reports. • Developed improved audit and record-keeping procedures and checklists.