Data-Driven Analyst
Philippines
Detail-oriented banking and business analysis professional with experience across consumer lending operations, document and collateral management, and credit-related systems. Proven background in reviewing and managing loan documentation, ensuring regulatory compliance, and supporting end-to-end mortgage and lending processes within a banking environment. Experienced in client-facing roles, translating business requirements into functional solutions, and working with cross-functional teams to deliver system enhancements in the credit and banking sector. Strong analytical skills with hands-on experience in data validation, reporting, process improvement, and risk assessment. Known for accuracy, organisation, and the ability to work independently while maintaining strong relationships with stakeholders.
Security Bank Corporation, full_time
Jun 2023 to Present
* Monitored loan paperwork and security items to make sure they were complete, accurate, and met all bank and government rules. * Handled the entire process for mortgage documents. This included getting documents notarized, processing promissory notes, registering property mortgages, and annotation. * Was responsible for keeping loan and security documents safe for consumer loans. This meant storing, monitoring, doing regular counts, and releasing them when needed. * Worked with other bank teams, outside companies, and regional offices to follow up on missing documents, unpaid items, future-dated cheques, and unfinished registrations. * Kept detailed records of all security items and updated the bank's tracking system so everyone could see the current status and documents were under control. * Created accurate monthly reports and data summaries for managers using the bank's systems and Excel. * Managed invoices and payments to external service providers, making sure costs were charged to the right department budget. * Answered questions from Relationship Managers and helped resolve concerns from both bank staff and clients about loan documents or security items. * Scanned and saved loan documents digital documents so different bank teams could find them easily. * Performed regular counts and checks of securities, loan files, and credit folders to ensure they matched the bank's master records. * Carefully reviewed security documents, insurance papers, and certifications. Followed bank guidelines to check for fraud and verify signatures. * Made sure all work followed Bangko Sentral ng Pilipinas (BSP) regulations and the bank's own standards. This helped reduce risk and protected both the bank and its clients.
CRIF Philippines, Inc., full_time
Jul 2022 to Present
* Worked directly with clients, often visiting their locations to learn about their business goals and what they needed from a project. * Collected and reviewed client needs by meeting with them one-on-one and in group workshops. I then turned those needs into clear, actionable plans for functionality and technology. * Led the analysis of what was possible, designed solutions, and wrote detailed Software Requirements Specifications (SRS) that followed CRIF's standards. * Handled project delivery, which involved managing schedules, planning costs, overseeing system setup, and organizing training for company teams. * Served as the lead analyst on certain projects, guiding the work while partnering with different departments to get things done. * Created diagrams to show how business processes, user tasks, data, and different software systems connected and worked together. * Conducted in-depth analysis for online software used in the credit and banking sector, covering both how it should work and the technology behind it. * Coordinated with teams that used APIs, XML, and XSDs to help different systems share information and work together smoothly. * Studied data, weighed the results, and gave practical advice to help the business and clients make informed choices. * Created Business Information Reports with the Project Manager and shared the results and key points directly with clients. * Carefully examined official company papers like Articles of Incorporation, General Information Sheets, and Financial Statements to spot errors and potential risks. * Performed checks to assess financial risk, company performance, and trading history with both clients and their suppliers. * Confirmed business details by making verification calls, both openly and confidentially. * Kept information accurate and reliable by routinely updating, fixing errors in, and checking databases and spreadsheets using Excel and SQL. * Made sure all project work followed standard development steps, Agile practices, and proper procedures for handling changes.